Sunday September 21, 2014
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NOW Accounts
Minimum Balance (opening) $1,500.00
Minimum Balance Required to Obtain Annual Percentage Yield (APY) None
Interest Rate and APY Call Customer Service
Interest Compounded Monthly
Interest Credited Monthly
Interest Computation Method *Daily Balance
Statement Period Monthly
Balancing of Statement $25.00 per hour
Insufficient Funds Charge $35.00 per item
Stop Payment Charge $35.00 per item
Deposited Check Return Charge $7.00 per item
Overdraft Charge $3.00 per day overdrawn
Dormant Account Charge $5.00 per month if the balance is below $500.00 and there is no customer activity for one year.
Withdrawal/ Transfer Charge None - We reserve the right to require ar least 7 days written notice before any withdrawal or transfer is made.

 

Minimum Balances: Each account will be required to maintain a minimum balance of $1,500.00. Should the balance fall below $1,500.00 at any time during the statement cycle, there will be a $15.00 service charge.

Monthly Maintenance Fee for $1,500.00 or more no charge.
Monthly Maintenance Fee for $1,499.99 or less is $15.00.

*Daily balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.

On non-cash items interest will begin to accrue on the next business day.

If you close your account before interest is credited, you will not receive the accrued interest.

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.

Cost of check printing varies depending on the style of checks ordered.

All Check images are returned at the end of each statement period (monthly).

MEMBER  FDIC

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