Regular Checking Account, Student Account, Business Account,
Money Market Account, Super Now Account, Now Account
|
Minimum Balance (opening)
|
$150.00 |
|
Maintenance Fee |
Per Month |
| Minimum Balance |
$500.00 or More |
None |
|
$400.00 - $499.99 |
$5.00 |
|
$300.00 - $399.99 |
$6.00 |
|
$299.00 & under |
$7.00 |
Other Fees Associated with Deposit Accounts:
| Balancing of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
| Minimum Balance (opening) |
$100.00 |
| Minimum Balance Required |
$1.00 |
| Maintenance Fee |
None |
| Statement Period |
Monthly |
| Balancing of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
| Minimum Balance (opening) |
$150.00 |
| Minimum Balance Required |
$1.00 |
| Maintenance Fee |
Determined by account analysis (analysis sheet provided with each monthly statement). |
| Balance of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
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Money Market Account
| Minimum Balance (opening) |
$1,000.00 |
| Minimum Balance Required to Obtain Annual Percentage Yield (APY) |
$1.00 |
| Interest Rate and APY |
Please call New Accounts for current rate |
| Interest Compounded |
Monthly |
| Interest Credited |
Monthly |
| Interest Computation Method |
*Daily Balance |
| Withdrawal/Transfer Charge |
$3.00 for each withdrawal/transfer over 6. Only 3 of the withdrawal/ transfers may be payment to third parties. |
| Statement Period |
Monthly |
| Balancing of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
Monthly Maintenance Fee for $1,000.00 or more no charge.
Monthly Maintenance Fee for $999.99 or less is $10.00.
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Super Now Account
| Minimum Balance (opening) |
$1,000.00 |
| Minimum Balance Required to Obtain Annual Percentage Yield (APY) |
$1.00 |
| Interest Rate and APY |
Please call New Accounts for current rate |
| Interest Compounded |
Monthly |
| Interest Credited |
Monthly |
| Interest Computation Method |
*Daily Balance |
| Statement Period |
Monthly |
| Balancing of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
Monthly Maintenance Fee for $1,000.00 or more no charge.
Monthly Maintenance Fee for $999.99 or less is $10.00.
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Now Account
| Minimum Balance (opening) |
$1,200.00 |
| Minimum Balance Required to Obtain Annual Percentage Yield (APY) |
$1.00 |
| Interest Rate and APY |
Please call New Accounts for current rate |
| Interest Compounded |
Monthly |
| Interest Credited |
Monthly |
| Interest Computation Method |
*Daily Balance |
| Statement Period |
Monthly |
| Balancing of Statement |
$25.00 per hour |
| Insufficient Funds Charge |
$29.00 per item |
| Stop Payment Charge |
$29.00 per item |
| Deposited Check Return Charge |
$4.00 per item |
| Overdraft Charge |
$2.00 per day overdrawn |
| Withdrawal/ Transfer Charge |
None |
Monthly Maintenance Fee for $1,200.00 or more no charge.
Monthly Maintenance Fee for $1,199.99 or less is $10.00.
*Daily balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.
All Check images are returned at the end of each statement period (monthly).
Super-Now and Now Accounts - No partnership, Association, Corporation, or Credit Union is allowed to have this type of account.
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Member FDIC
phone (251) 867-5431 · fax (251) 867-0330
email Bankof Brewton@Magbelle.com
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